Our Services
Cornwall Financial Solutions helps individuals, families, and business owners protect what they’ve built and prepare for what lies ahead. As an independent insurance brokerage, we help you explore solutions from multiple insurance carriers and identify options suited to your needs, priorities, and goals.
Life Insurance
Protecting the people you care about starts with preparing for the unexpected. Life insurance can help provide financial security for your family, replace lost income, cover outstanding obligations, and help preserve the future you’ve worked to build.
Disability Insurance
Your ability to earn an income is one of your most valuable financial assets. Disability insurance can help replace a portion of your income if an illness or injury prevents you from working, helping you continue meeting everyday expenses and financial obligations while you recover.
Long-Term Care Insurance
Long-term care insurance can help protect your savings and provide greater choice in how and where you receive care if you need assistance with everyday activities later in life. Coverage can help with the costs of care provided at home, in an assisted living facility, or in a nursing facility.
Annuities
Annuities can provide a source of income during retirement and help add greater predictability to your long-term financial plan. We help you explore available annuity options and understand how their features, benefits, costs, and limitations may fit your retirement goals and overall financial circumstances.
Solutions for Business Owners
Protecting a business means protecting the people who make it possible. We help business owners explore insurance solutions designed to protect their companies, support their employees, and prepare for unexpected events that could affect the continuity of the business.
Key Person Life Insurance
The loss of a key owner or employee can have a significant financial impact on a business. Key person life insurance can provide funds to help the company manage expenses, replace lost revenue, recruit a replacement, and maintain continuity following the death of an insured key person.
Buy-Sell Agreement Funding
A properly funded buy-sell agreement can help business owners prepare for the death of an owner or partner. Life insurance can provide funds to help facilitate the transfer of ownership, protect the interests of surviving owners and the deceased owner’s family, and support the continued operation of the business.
Employee Benefits
Offering benefits can help businesses attract and retain valuable employees while helping employees protect themselves and their families. We help business owners explore insurance solutions that can complement their overall employee benefits strategy.
Let’s Find the Right Solution
Every individual, family, and business has different needs. We’ll take the time to understand what matters to you, explain the options available, and help you identify solutions that fit your goals and circumstances.